AfricanFinancials does not make any guarantees and disclaim any liability regarding any of the information provided on the Web Site. We are not obliged to provide any part of the Web Site and we reserve the right to add, change, edit or remove any part of the Web Site, including the terms and conditions, without notice and for any reason whatsoever at our discretion.

General

These terms and conditions apply to the AfricanFinancials.com web site (referred to herein as the “Web Site”) of AfricanFinancials (referred to herein by “we”, “us” and “our”). The URL’s for this Web Site include, but are not limited to:

* AfricanFinancials.com


Please read these terms and conditions carefully before accessing or using this Web Site.

By using or accessing the Web Site you signify that you have read and understood and accept all terms and conditions governing this Web Site or any part thereof, including without limitation any and all disclaimers, rules, guidelines and privacy policies or statements, which terms and conditions shall take effect immediately on your first use of the Web Site, and you agree to abide by the same. You also consent to receive required notices and transact with us electronically.

Some terms, conditions, disclaimers, rules, guidelines and policies or statements governing part of the Web Site, for example use, access and participation in any support page or mailing list, may be referred to, displayed or accessible only in the respectively relevant part of the Web Site. All such terms, conditions, disclaimers, rules, guidelines and policies or statements are deemed to be part of these terms and conditions of the Web Site by reference.

We reserve the right to change these terms and conditions at any time without prior notice. You agree that we can post any changes in these terms and conditions on the Web Site or to any email address you may have provided to us. You also agree that you are responsible for verifying whether these terms and conditions have changed. (You can review the most current version of these terms by clicking on the relative hypertext link located at the Web Site and the last date of changes to these terms and conditions may be specified in this page for your convenience). Your continued use of the Web Site after changes have been posted means you agree to be legally bound by these terms and conditions as updated and/or amended.

If you do not agree to be legally bound by all the terms and conditions of this Web Site you should not, and are not permitted to, access or use this Web Site.

Any headings of clauses or provisions in these terms and conditions are included for convenience and clarity only, and are not to be used to limit or restrict the validity, enforceability, scope or meaning of these terms and conditions or any clause or provision thereof.

Terms Of Use

Privacy. The receipt, use and storage by us of any personal details you may provide to us during your use of and access to the Web Site is governed by our privacy policy, which you hereby accept and agree with. Our privacy policy is subject to these terms and conditions.

Use allowed. The Web Site and any information or software contained or referred to therein may only be used and accessed upon agreement and in accordance with these terms and conditions. You may only use or access the Web Site for lawful, personal and non-commercial purposes in a manner that does not infringe the rights of third parties or restrict or inhibit the use and enjoyment of the Web Site by any other person, and only to the extent reasonably necessary to take cognisance of or contribute information contained or referred to in the Web Site.

Use not allowed. You are not permitted and you agree that you will not use the Web Site or any part thereof to advertise or disseminate a commercial message or any duplicative or unsolicited messages, or to disseminate any information (in the broadest sense and including any type of content as well as software, programmes and other computer code), whether directly or indirectly and whether knowingly or not, that is or may be inconvenient, disruptive, distressing, intimidating, harassing, threatening, abusive, degrading, indecent, sexually oriented, vulgar, obscene, offensive, libellous, slanderous, defamatory, hateful, racial, malicious, false, inaccurate, deceptive, fraudulent, invasive, infringing, tortious, illegal or unlawful in respect of any other person or the rights, privacy, dignity and well-being of any other person, or that constitutes or promotes unequal treatment of any individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability.

Administration and moderation. We may use any technical means to prevent unsolicited bulk communications from entering, utilising or remaining within our computer or communications networks even if doing so may result in a disabling of your