Blue Financial Services Limited is a South African-based micro-finance institution which provides loans and financial services to low-income and financially underserved customers in Africa. The company has an international footprint; operating 220 branches across Botswana, South Africa, Zambia, Uganda, Tanzania, Malawi, Mauritius, Nigeria and CMA. Blue Financial Services (Botswana) Limited provides solutions for personal loans, consolidated loans, short-term loans, education loans, home loans backed by a pension and provident fund, loans for home improvement, debt consolidation and handset finance. The company also offers insurance solutions, including corporate life, personal life, corporate short-term and personal short-term insurance. Blue Financial Services Limited was founded in 2001 and its head office is based in Pretoria, South Africa.